Privacy Policy

1. Information We Collect

When you interact with VD Financepedia, we may collect the following personal information:

• Personal Identification: Full name as provided during enrollment
• Contact Information: Email address and WhatsApp/phone number
• Payment Information: Transaction details processed via Razorpay (we do not store your full card or bank details)
• Course Preferences: The course level and path selected during enrollment
• Usage Data: Browser type, device information, pages visited, and session duration for analytics

2. How We Use Your Data

Your personal information is used for the following purposes:

• Course Delivery: To provide access to courses, masterclass sessions, study materials, and your student dashboard
• WhatsApp Communication: To send session reminders, pre-session resources, important announcements, and community updates via WhatsApp
• Webinar and Masterclass Access: To confirm registration, provide session links, and deliver post-session resources
• Email Notifications: To send enrollment confirmations, important updates regarding your enrollment, and periodic educational content
• Service Improvement: To understand user behavior and improve the quality, content, and user experience of the Platform
• Legal Compliance: To comply with applicable legal obligations, including SEBI regulations for Research Analysts

3. Data Sharing Policy

We do not sell, rent, or trade your personal information to any third parties. Your data is your data — we respect that completely.

Your information may be shared only in the following limited circumstances:

• Payment Processor: Transaction data is shared with Razorpay solely for secure payment processing. Razorpay operates under its own privacy policy and PCI-DSS compliance.
• Legal Requirements: If required by law, court order, or regulatory authority (including SEBI), we may disclose your information to comply with legal obligations.
• Service Providers: We may use third-party tools (email delivery, analytics) under strict confidentiality agreements to deliver our services effectively.

4. WhatsApp Communication Consent

By providing your WhatsApp number during enrollment or registration, you explicitly consent to receiving communications from VD Financepedia via WhatsApp. These communications may include:

• Session reminders and schedule updates
• Pre-session study materials and preparation guides
• Community group invitations
• Important announcements regarding course or session changes
• Occasional educational content and market insights

You may opt out of non-essential WhatsApp communications at any time by messaging "STOP" to our WhatsApp number (+91 6363015791) or by contacting us via email. Please note that opting out of all communications may affect your ability to receive critical session access information.

5. Data Security

We implement reasonable technical and organizational measures to protect your personal data from unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

6. Data Retention

We retain your personal data for as long as your student account remains active or as needed to provide our services. If you request account deletion, we will remove your personal data within 30 business days, unless retention is required for legal compliance, dispute resolution, or enforcement of agreements.

7. Your Rights & Contact for Data Requests

You have the right to access, correct, or request deletion of your personal data. To exercise any of these rights, please contact us at:

This privacy policy may be updated periodically. Continued use of the Platform constitutes acceptance of any changes.

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